Also known as: Ulster Bank
Ulster Bank Limited was a retail and commercial bank operating primarily in Northern Ireland and the Republic of Ireland. As part of NatWest Group's strategic review, Ulster Bank exited the Irish market and handed back its banking licence. By 2026 the entity is in the final stages of wind-down, with remaining assets having fallen to net €313 million as of December 2025.
Want to feel clearer about your money?
Ask Fin gives you simple tools for budgeting, spotting savings, checking possible benefit areas, exploring income ideas and building better money habits. General guidance only — not regulated advice.
Start with Ask Fin — £4.99/monthMain products and services
Retail and business banking in Northern Ireland (winding down). Ulster Bank is now a business name of National Westminster Bank Plc.
Trading names and group notes
Ulster Bank Ltd (Companies House R0000733) is distinct from Ulster Bank Ireland Designated Activity Company (Companies House NF002103). Both are NatWest Group subsidiaries. Ulster Bank in Northern Ireland operates as a business name of National Westminster Bank Plc (registered in England and Wales, No. 00929027).Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
1.5
Approx. 252 (ulsterbank.co.uk page) reviews
Other review and social proof
Trustpilot ulsterbank.co.uk: 1.5/5 — 86% one-star reviews reported in one snapshot; Trustpilot ulsterbank.ie (Irish entity): 326 reviews separately; Significant negative sentiment driven by branch closures and wind-down; BusinessFinancing.co.uk 2026 review notes ongoing closures; Multiple branch closure announcements in Northern Ireland
Overall public sentiment
Ulster Bank has very poor public sentiment on Trustpilot (1.5/5), overwhelmingly driven by customer dissatisfaction with the wind-down process, branch closures, and poor communication. The entity is in final stages of wind-down as of 2026 and no longer functions as a full retail bank.
Review sources
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
Start with Ask Fin£4.99/month. Cancel anytime.