Also known as: Sainsbury's Bank
Sainsbury's Bank plc was a UK retail bank offering credit cards, loans, savings and insurance. In May 2025, its credit card, personal loan and savings portfolios were transferred to National Westminster Bank plc under a Part VII banking business transfer scheme. NatWest and Sainsbury's announced a new embedded finance partnership in April 2026 to bring new financial products to Sainsbury's customers via the Nectar loyalty programme.
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Insurance, ATMs, travel money (retained); credit cards, loans, savings now operated by NatWest under NatWest/Nectar brand partnership. New NatWest Nectar credit card and savings products announced for H2 2026.
Trading names and group notes
Post-transfer, Sainsbury's Bank plc no longer operates core banking. New products (NatWest Nectar credit card, savings, loans) will be distributed through Sainsbury's channels from H2 2026 under a white-label partnership with NatWest Boxed.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.2
Approx. 17,300 reviews
Other review and social proof
Trustpilot rank: #37 of 49 in Bank category; Review count varies ~17,274–17,300 across Trustpilot pages; Transfer scheme information at sainsburysbank.co.uk/transfer-scheme
Overall public sentiment
Sainsbury's Bank held a solid 4.2/5 Trustpilot rating. The transfer to NatWest in May 2025 created some customer uncertainty and service disruption. Post-transfer sentiment is mixed with some customers unsatisfied with the transition experience, though the new NatWest partnership aims to restore product access for Sainsbury's shoppers from H2 2026.
Source URLs
Date checked
2026-06-05
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
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