Also known as: Morses Club; Dot Dot Loans (via subsidiary Shelby Finance Ltd)
Morses Club was the UK's second largest home credit (doorstep lending) company, providing small cash loans collected weekly at customers' homes. It also operated Dot Dot Loans online. Faced overwhelming customer redress claims for unaffordable lending and entered administration in November 2023. All customer operations ceased January 2025.
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Home collected credit / doorstep loans (formerly); Online short-term loans via Dot Dot Loans (Shelby Finance Ltd) (formerly)
Trading names and group notes
Morses Club PLC (listed holding company) owned Morses Club Limited and Shelby Finance Ltd (Dot Dot Loans). All entities are in administration or dissolved. Morses Club Services Limited (Companies House 06806190) is a related entity.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
Not verified (no longer active)
App Store
Not applicable
Google Play
Not applicable
Other review and social proof
Not applicable (firm in administration)
Overall public sentiment
Not applicable. Firm in administration. Historical sentiment was mixed; doorstep lending model attracted criticism for high rates and unaffordable lending practices.
Source URLs
Date checked
2026-06-05
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
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