Lender DetailsAmigo Loans Ltd
Other Consumer Finance

Amigo Loans Ltd

Also known as: Amigo Loans; Amigo

Amigo Loans was the UK's largest guarantor lender, offering unsecured personal loans backed by a creditworthy guarantor. Faced mass mis-selling claims for unaffordable lending. A court-approved Scheme of Arrangement paid out 18.51p per pound. FCA authorisation surrendered in 2025; company entered members' voluntary liquidation in September 2025.

General guidance only. Information on this page is for general reference and should be verified with the company directly, via the FCA Register, or Companies House before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

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Contact details

Websitehttps://www.amigoloans.co.uk (no longer accepting applications)
PhoneNo longer operational
EmailNo longer operational
Registered addressNova Building, 118-128 Commercial Road, Bournemouth, BH2 5LT (registered address prior to liquidation; now in members' voluntary liquidation)
Customer contact addressNo longer operational. Customer-facing operations ceased. Claims scheme fully completed August 2025.

Visit Amigo Loans Ltd website ↗

Regulatory and company information

FCA Firm Reference Number708284
FCA statusFCA authorisation surrendered in 2025. Previously authorised under FRN 708284. FCA issued Final Notice in 2023 for affordability assessment failures (penalty of £72.9m waived due to scheme).
Companies House number04841153
Company statusIn liquidation (members' voluntary liquidation commenced 29 September 2025). Grant Thornton appointed as liquidators. Scheme of Arrangement formally completed 28 August 2025. FCA authorisation surrendered. All customer accounts settled, sold or written off. Paid 18.51p in the pound to scheme creditors.
Parent companyAmigo Holdings PLC (parent; also in liquidation). Previously listed on LSE.

What they do

Main products and services

Guarantor personal loans (formerly offered; no longer active)

Trading names and group notes

Amigo Holdings PLC was the listed holding company. All group entities are now in liquidation.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

Not verified (no longer active)

App Store

Not applicable

Google Play

Not applicable

Other review and social proof

Not applicable (firm wound down)

Overall public sentiment

Not applicable. Firm is in liquidation. Historical sentiment was deeply negative due to mis-selling controversy and affordability failures.

Sources and checks

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