Lender DetailsWescot Credit Services Limited
Debt Collector

Wescot Credit Services Limited

Also known as: Wescot; Wescot Credit Services

Wescot Credit Services Limited is a Scottish-registered debt collection agency collecting debts on behalf of creditors in utilities, telecoms, and financial services sectors. It does not typically purchase debts but acts as an agent for creditors.

General guidance only. Information on this page is for general reference and should be verified with the company directly, via the FCA Register, or Companies House before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

Been contacted by this company about a debt?

If a debt collector has contacted you, it is worth knowing your rights and where to get free regulated advice before responding or making any payment.

Want to feel clearer about your money?

Ask Fin gives you simple tools for budgeting, spotting savings, checking possible benefit areas, exploring income ideas and building better money habits. General guidance only — not regulated advice.

Start with Ask Fin — £4.99/month

Contact details

Websitehttps://wescot.co.uk
PhoneNot verified
EmailNot verified
Registered addressKyleshill House, Glencairn Street, Saltcoats, Ayrshire, KA21 5JT

Visit Wescot Credit Services Limited website ↗

Regulatory and company information

FCA Firm Reference Number688858
FCA statusAuthorised
Companies House numberSC084131
Company statusActive
Parent companyNot verified

What they do

Main products and services

Debt collection; Debt recovery; Consumer credit management

Trading names and group notes

Registered in Scotland (SC prefix). No confirmed group parent as of June 2026.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

2.2

Approx. 132 reviews

Other review and social proof

Low Trustpilot rating. Complaints about contact on settled debts and excessive contact attempts.

Overall public sentiment

Mostly negative. Persistent complaints about contact regarding previously settled debts and poor database management.

Sources and checks

Want to feel clearer about your money?

Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.

Start with Ask Fin

£4.99/month. Cancel anytime.

Other Debt Collector companies