Also known as: Cabot Financial; Cabot Credit Management
Cabot Financial is one of the UK's largest debt purchasers and collectors, buying consumer debt from major UK lenders. Founded in 1998, it employs 1,350+ staff. It is part of Encore Capital Group, the largest US debt buyer.
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Debt purchase; Debt collection; Debt servicing
Trading names and group notes
Part of Encore Capital Group (NASDAQ: ECPG). Cabot Credit Management is the UK group holding entity. Operations based in Kings Hill, Kent.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.4
~3,262 reviews
4.4
Other review and social proof
Reviews.io available; Indeed employer reviews
Overall public sentiment
Higher than sector average. Customers note patient, empathetic staff. Negative reviews cite disputed debt pursuits and communication issues.
Source URLs
Date checked
2026-06-05
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
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