How to claim Child Benefit in the UK

Child Benefit is a regular tax-free payment made to parents or carers responsible for a child under 16 (or under 20 if they remain in approved education or training). It is available regardless of income, though a high earner in the household may have to repay some or all of it through the tax system.

How much is Child Benefit worth

Rates change each April. For 2025/26, Child Benefit is paid at £25.60 per week for the eldest or only child, and £16.95 per week for each additional child. Over a year, the benefit for one child is worth around £1,331. For two children, approximately £2,213. These are meaningful amounts, particularly for families on lower incomes.

The High Income Child Benefit Charge

If either parent or carer in the household earns above £60,000 per year, they will need to repay some Child Benefit through Self Assessment tax returns. The charge increases gradually between £60,000 and £80,000 income, above which the charge equals the full amount of benefit received. However, it is still worth claiming even at higher incomes — if circumstances change, the claim is already in place.

Why it is worth claiming even if you repay it

Claiming Child Benefit also protects your National Insurance record. If one parent or carer is not working and therefore not paying NI contributions, they receive NI credits while in receipt of Child Benefit. These credits count towards the State Pension. This is a significant reason to claim even if you expect to repay the benefit through the tax charge.

How to claim

You can claim Child Benefit through the HMRC app or on the GOV.UK website. You will need your National Insurance number and your child's details. Claims can be backdated for up to three months, so it is worth applying as soon as possible after the birth or when a child joins your household.

How Ask Fin can help

The Benefits Checker in Ask Fin can help you identify whether you or your household may be entitled to Child Benefit or other payments you have not yet explored.