Benefits and Entitlements6 min read8 June 2026

Benefits for Carers: What Support Is Available?

Caring for someone for 35 hours or more per week may entitle you to Carer's Allowance and other support. Here is what is available.

General information only. This article is for educational purposes and does not constitute financial, debt, legal or regulated advice. Always verify with official sources before acting.

Carer's Allowance

Carer's Allowance is the main benefit for unpaid carers. You can claim it if you care for someone for at least 35 hours per week and they receive a qualifying disability benefit (such as Personal Independence Payment, Disability Living Allowance or Attendance Allowance at the middle or higher rate).

Carer's Allowance is currently £81.90 per week (subject to annual review). Receiving it may affect other benefits — for example, if you receive Universal Credit, you may receive a Carer Element added to your UC payment instead.

Carer's Credit

If you cannot qualify for Carer's Allowance (for example because you earn over the earnings threshold) but you care for someone for at least 20 hours per week, you may qualify for Carer's Credit.

Carer's Credit fills gaps in your National Insurance record, which protects your State Pension entitlement. This is particularly important for carers who have reduced or stopped working to care.

Universal Credit carer element

If you receive Universal Credit and meet the caring criteria, a Carer Element of around £185 per month is added to your payment. This is separate from Carer's Allowance.

You do not need to be receiving Carer's Allowance to get the UC Carer Element — but you do need to meet the caring criteria.

Local and additional support

Carers UK and the Carers Trust can help you identify entitlements specific to your situation. Local carer support services may be available through your council or local carers centre.

If you are a carer with health needs of your own, Personal Independence Payment may also be relevant.

Check what you could claim

Get started →

Frequently Asked Questions

How many hours do I need to care to claim Carer's Allowance?

You need to care for someone for at least 35 hours per week. The person you care for must also receive a qualifying disability benefit.

Can I work and claim Carer's Allowance?

Yes, but there is an earnings limit. You can earn up to £151 per week (net of tax, NI and some expenses) and still receive Carer's Allowance. Check GOV.UK for the current figure.

What is the difference between Carer's Allowance and Carer's Credit?

Carer's Allowance is a payment. Carer's Credit is a National Insurance credit that protects your State Pension record. You may be eligible for one or both.

Related Guides

Also in Ask Fin

Ask Fin provides general financial information and educational guidance only. Nothing on this platform constitutes regulated financial advice. Always verify information with official sources before acting.