Also known as: Santander Consumer Finance
Santander Consumer (UK) plc is the motor and consumer finance arm of Santander in the UK, providing dealer-introduced motor finance. It is separate from Santander UK plc (the retail bank).
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Hire Purchase (HP); Personal Contract Purchase (PCP); Motor finance through dealers
Trading names and group notes
Subsidiary of Santander UK plc, which is ultimately owned by Banco Santander S.A. (Spain).Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
Poor (exact figure not verified from search results)
Overall public sentiment
Predominantly negative reviews citing poor customer service, long call wait times, and difficulties with end-of-contract options.
Source URLs
Date checked
2026-06-05
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
Start with Ask Fin£4.99/month. Cancel anytime.