Also known as: Abound
Fintern Ltd trades as Abound. Originally incorporated February 2020 as Fintern, rebranded to Abound in January 2023. Uses Open Banking transaction data rather than traditional credit scores to assess affordability, targeting customers underserved by mainstream lenders. Authorised and regulated by the FCA (FRN 929244).
Want to feel clearer about your money?
Ask Fin gives you simple tools for budgeting, spotting savings, checking possible benefit areas, exploring income ideas and building better money habits. General guidance only — not regulated advice.
Start with Ask Fin — £4.99/monthMain products and services
Unsecured personal loans using Open Banking data and AI-driven affordability assessment. Use cases include debt consolidation, car purchase, home improvement, holidays.
Trading names and group notes
Formerly branded Fintern; website also accessible via fintern.ai which redirects to getabound.com.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.9
Approx. 19,500–22,900 (sources vary; as of early-mid 2026) reviews
Other review and social proof
Also reviewed on Smart Money People
Overall public sentiment
Highly positive; customers praise quick application, fast funding and friendly customer service. Negatives include high interest rates and some complaints about top-up availability and payment timing.
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
Start with Ask Fin£4.99/month. Cancel anytime.